Shrewd Generosity Worksheet

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Then Jesus said to the disciples, "There was a rich man who had a manager, and charges were brought to him that this
man was squandering his property. 2 So he summoned him and said to him, "What is this that I hear about you? Give
me an accounting of your management, because you cannot be my manager any longer.' 3 Then the manager said to
himself, "What will I do, now that my master is taking the position away from me? I am not strong enough to dig, and I
am ashamed to beg. 4 I have decided what to do so that, when I am dismissed as manager, people may welcome me
into their homes.' 5 So, summoning his master's debtors one by one, he asked the first, "How much do you owe my
master?' 6 He answered, "A hundred jugs of olive oil.' He said to him, "Take your bill, sit down quickly, and make it
fifty.' 7 Then he asked another, "And how much do you owe?' He replied, "A hundred containers of wheat.' He said to
him, "Take your bill and make it eighty.' 8 And his master commended the dishonest manager because he had acted
shrewdly; for the children of this age are more shrewd in dealing with their own generation than are the children of
light. 9 And I tell you, make friends for yourselves by means of dishonest wealth so that when it is gone, they may
welcome you into the eternal homes.
10 "Whoever is faithful in a very little is faithful also in much; and whoever is dishonest in a very little is dishonest also
in much. 11 If then you have not been faithful with the dishonest wealth, who will entrust to you the true riches? 12
And if you have not been faithful with what belongs to another, who will give you what is your own? 13 No slave can
serve two masters; for a slave will either hate the one and love the other, or be devoted to the one and despise the
other. You cannot serve God and wealth."
Q: How do you love others to "make friends for yourself" on a college budget?
A: By thinking carefully about your resources so that you can be "shrewd" in how you
spend!
HOW TO FILL-OUT THIS BUDGET FORM
Y Estimate how much money you have to spend per month, based on any income from parents, summer savings or
school-year job.
Y Calculate your "tithe" from that amount and add to it any additional "offerings" you intend to give. Designate your
"tithes & offerings" and subtract them from your total budget.
Y Set your spending goals in the following order: - "the Usual Suspects" - "Choices for Generosity" - "the Danger
Zone" Live within your limitations! If you don't have money for everything you'd like to spend, reduce your
expenditures starting with the last category and working backwards.
Y During the month, keep track of where you spend your money. At the end of the month, compare your actual
spending to your budgeted goals.
Y Evaluate spending habits & identify changes to make. Anticipate expenses beyond this month in how you budget.

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TITHE/OFFERING DESIGNATION
Church:
Mission Fund:
Fellowship:
Charity:
TOTAL MONTHLY LIVING BUDGET:
tithe (10% of above):
additional offering:
(-) TOTAL TITHE/OFFERING:
TOTAL REMAINING MONTHLY BUDGET:
The Usual
Choices for Generosity
The Danger Zone
Suspects
Category
Budget
Actual
Category
Budget
Actual
Category
Budget
Actual
Rent
Coffee Talks
Movies
Food
Hospitality
Eating Out
Local Phone
Book Giveaways
Long Distance Phone
Utilities
Gifts/Treats
Music
Tuition/Help w/ Family
Photocopies
Computers
School Books/Supplies
Counseling
Recreation Equip.
Existing Debt
Conference Costs
Clothing/Footwear
T Fare/Pass
Scholarships
Entertainment
Health Care/Toiletries
Adventures
Magazines/Hobbies
Other
Other
Other
SUSPECTS SUBTOTAL
CHOICES SUBTOTAL
DANGER ZONE SUBTOTAL
TOTAL REMAINING MONTHLY BUDGET:
(-) SUSPECTS SUBTOTAL:
(-) CHOICES SUBTOTAL:
(-) DANGER ZONE SUBTOTAL:
TOTAL REMAINING INCOME:
(for savings & future months)
Notes & Plans for Coming Months....

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Here's some ideas of what you have that you can share with others beyond money.
Write in specifics as they apply to you: (For instance: Electronic Equipment nintendo, tv or
Personality good at making friends, gathering groups)
STUFF Place you live Transportation Electronic Equipment Movies/CDs Games (video,
board, other) Sports equipment Clothes Books Food Computer/Printer/Internet access
Health Club Membership
TIME Sleep Study Meals Free Family/Friends Devotional Time
CONNECTIONS Job Campus Friends/Family Church IVCF staff
INTERNAL RESOURCES Emotions Experience Personality Wisdom Areas of Knowledge
or Expertise Relationship with God
WHAT'S MISSING FROM THIS LIST? (list)

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